What We Do

Riba-Free Private Credit

Specialists in structuring and arranging Riba-free funding for transformative projects, Barakat Al-Rizq Consult offers:

Private Credit Solutions:

  • Murabaha Financing : Asset-based facilities where funds are disbursed via purchase and sale agreements, ensuring zero interest payments.
  • Ijara Leasing : Lease-based models for equipment, real estate, and infrastructure, permitting asset use while gradually transferring ownership rights.
  • Musharakah/Mudarabah Partnerships : Joint-venture and profit-sharing structures between investors and project operators, empowering entrepreneurship in a Shariah-compliant manner.
  • Wakala and Istisna’ : Agency-based investment and forward contracting for manufacturing, technology, or large-scale infrastructure delivery.
  • Sukuk Arrangement : Structuring Islamic bond issuances for public and private entities, facilitating institutional participation in compliant projects.

Project Finance Advisory

  • Extensive due diligence, Shariah screening, eligibility assessment, and full lifecycle consulting (from proposal to execution and exit).
  • Sectors include: infrastructure, renewable energy, education, healthcare, smart cities, halal hospitality, and core industry.
  • ESG (Environmental, Social, Governance) and Maqasid al-Shariah alignment is emphasized throughout.
  • Mandatory 1% Sadaqah Contribution: Every financing disbursement includes an automatic contribution to charity, integrating social responsibility at the core.